{"id":2781,"date":"2026-02-13T13:24:13","date_gmt":"2026-02-13T13:24:13","guid":{"rendered":"http:\/\/egocene.com\/index.php\/2026\/02\/13\/types-of-car-insurance-plans-you-should-know-about-3\/"},"modified":"2026-02-13T13:24:13","modified_gmt":"2026-02-13T13:24:13","slug":"types-of-car-insurance-plans-you-should-know-about-3","status":"publish","type":"post","link":"http:\/\/egocene.com\/index.php\/2026\/02\/13\/types-of-car-insurance-plans-you-should-know-about-3\/","title":{"rendered":"Types of car insurance plans you should know about"},"content":{"rendered":"<p>India mandates third-party insurance (Motor Vehicles Act 1988). IRDAI sets premiums. Types: third-party liability, Own Damage, and Comprehensive insurance with extensive coverage including INR 15 lakh Personal Accident Cover and add-ons. Own Damage covers accidents, disasters, theft. Premiums depend on vehicle age, model, coverage limits, safety gadgets, Insured Declared Value (IDV), and No-Claim Bonus (NCB).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India mandates third-party insurance (Motor Vehicles Act 1988). IRDAI sets premiums. Types: third-party liability, Own Damage, and Comprehensive insurance with extensive coverage including INR 15 lakh<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-2781","post","type-post","status-publish","format-standard","hentry","category-motor-insurance"],"_links":{"self":[{"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/posts\/2781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/comments?post=2781"}],"version-history":[{"count":0,"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/posts\/2781\/revisions"}],"wp:attachment":[{"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/media?parent=2781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/categories?post=2781"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/egocene.com\/index.php\/wp-json\/wp\/v2\/tags?post=2781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}